Financing

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Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $5 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust. Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

 

• Immediate decisions without affecting your credit!
• Longer terms for lower monthly payments
• No collateral required
• No prepayment penalties
• Fast & easy loan inquiry process
• 100% Confidential

 
Loan amounts$2,000 - $40,000
Typical APR6.95% - 35.99%
Fees
  • Origination fee: 2.4% - 5%.
  • Late fee: $15 or 5% of unpaid amount (whichever is greater).
  • Insufficient funds fee: $15.
Time to funding1 to 3 business days after approval
Repayments3 or 5 years
Soft credit check?Yes
How to qualify
  • Minimum credit score: 640, but average is 717.
  • Minimum credit history: Two years, but average is 11.
  • Minimum annual income: None, but average is $89,000.
  • Maximum debt-to-income ratio: 50% (excluding mortgage).
Best forBorrowers with good credit, debt consolidation
Click "Check rates" to get started with Prosper.