Financing

Dr. Patel and her staff are dedicated to providing exceptional value while remaining a premier cosmetic medicine practice in Troy, Michigan.

Each and every cosmetic procedure we perform is customized to the unique needs of our patients.

For this reason, it is not possible to provide a specific quote without first learning more about the types of procedures you are interested in and reviewing what will best achieve your goals.

Financing Options:

Prosper Healthcare Lending


Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Doesn’t affect credit to apply
  • Immediate decisions for loans $2000 - $35,000
  • Term options out to 60 months (affordable monthly payments)
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • Minimum credit score of just 600
  • 100% Confidential


Loan amounts $2,000 - $40,000
Typical APR 6.95% - 35.99%
Fees
  • Origination fee: 2.4% - 5%.
  • Late fee: $15 or 5% of unpaid amount (whichever is greater).
  • Insufficient funds fee: $15.
Time to funding 1 to 3 business days after approval
Repayments 3 or 5 years
Soft credit check? Yes
How to qualify
  • Minimum credit score: 640, but average is 717.
  • Minimum credit history: Two years, but average is 11.
  • Minimum annual income: None, but average is $89,000.
  • Maximum debt-to-income ratio: 50% (excluding mortgage).
Best for Borrowers with good credit, debt consolidation


Lightstream

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Lightstream Loans:

Perfect for those with excellent

•No origination, prepayment, or late fees

No impact to your credit score for checking rates

APR:
6.99-23.99%

Min. Loan: $5,000

Min score: 660

LendingUSA

LendingUSA Troy MI Iconic

Lending USA Payment Plan Benefits:

  • Easy application process with instant credit decision
  • Applying will not affect your credit
  • Able to have treatment done same day
  • Affordable, fixed monthly payments as low as $50/month
  • Very competitive, low Interest rates with zero percent interest for 6 months
  • No pre-payment penalties or annual fees
  • Available for procedure costs of $1,000 and up.

Learn more about the benefits of using Lending USA  by calling to schedule your free consultation today!