Financing

Dr. Patel and her staff are dedicated to providing exceptional value while remaining a premier cosmetic medicine practice in Troy, Michigan. Each and every cosmetic procedure we perform is customized to the unique needs of our patients. For this reason, it is not possible to provide a specific fee quote without first learning more about the types of procedures you are interested in and reviewing what will best achieve your goals.

Financing Options:

Prosper Healthcare Lending

Image

Prosper Healthcare Lending is the premier financing company in the cosmetic surgery industry. With over $5 Billion borrowed and over 300,000 people empowered, this is a name and a program you can trust. Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Doesn’t affect credit to apply
  • Immediate decisions for loans under $35,000
  • Term options out to 60 months (affordable monthly payments)
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential



Loan amounts$2,000 - $40,000
Typical APR6.95% - 35.99%
Fees
  • Origination fee: 2.4% - 5%.
  • Late fee: $15 or 5% of unpaid amount (whichever is greater).
  • Insufficient funds fee: $15.
Time to funding1 to 3 business days after approval
Repayments3 or 5 years
Soft credit check?Yes
How to qualify
  • Minimum credit score: 640, but average is 717.
  • Minimum credit history: Two years, but average is 11.
  • Minimum annual income: None, but average is $89,000.
  • Maximum debt-to-income ratio: 50% (excluding mortgage).
Best forBorrowers with good credit, debt consolidation

LendingUSA

Image

Lending USA Payment Plan Benefits:

  • Easy application process with instant credit decision
  • Applying will not affect your credit
  • Able to have treatment done same day
  • Affordable, fixed monthly payments as low as $50/month
  • Very competitive, low Interest rates with zero percent interest for 6 months
  • No pre-payment penalties or annual fees
  • Available for procedure costs of $1,000 and up.

Learn more about the benefits of using Lending USA  by calling to schedule your free consultation today!